Ernie Hills


A First Time Buyer's Guide

Here we begin by offering you some insights into buying your first home. Some of this information should help you get the mental juices flowing in the right direction.  The following pages are organized in a very subjective way. (MY way.)
(Generally speaking, there are probably as many reasons for buying a home as there are buyers.  Maybe the best thing to do would be to run through a  few of them so that you can pick  yourself out of the mass of buyers.)
Page 2 What You Need To Get Started. Some first questions and a few answers.
Page 3 GDS Calculations explained.
Page 4 Calculator
Page 5 Types of Mortgages
Page 6 Shopping For Mortgages
Page 7 Do's and Don'ts
Page 8 Hard Line Approach

Remember it is better to pick a real estate agent's brain. (That person lives and breathes real estate 7 days a week.)

Ernie Hills 00.